Jenny, Cobra is so expensive. When my husband was let go from Allstate at 55 with 30 yrs. we had to pay $900.00 a month. And we really couldn't afford it but the peace of mind was worth it. We just let the house rot, no kidding. I was still working but didn't bring in that much anymore. Now, Allstate dropped their retirees from their Health and RX program.
My two women friends just prayed for health when they didn't have any ins. We have a Hoosier health plan in Indiana, maybe you have a state plan there also. Children can also be covered by Medicaid. Don't forget the Soc. Sec. for your grandchild. Either way nobody I know is in jail for not paying the hospital and our friend had 2 heart operations and a pacemaker put in with no ins. It's the system's fault anyway. The Ins. comp.'s, the poor who have no access to affordable ins., and the welfare system that doesn't pay out enough to Dct.'s and hospitals.
God, I really got started didn't I ??
Hopefully, if everybody gets in the ins. pool there will be enough money to go around.
Judy