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Victim of Identity fraud
lilitalienboi16:
My health insurance company was hacked in 2014 and over 80 million people were affected.
Today I found out someone is trying to use my social security number to purchase car insurance in Atlanta Goergia. Ouch!
I called my insurance company who has a special response team in place for this kind of stuff since the hacking took place and they told me they will get back to me in 1-3 business days to handle the issue. Currently its been reported by me and escalated by them due to the fact that my information is actually being illegally used.
Anyone else ever been a victim of this?
Joel:
Hi Alex,
Sorry to hear about that.
We have had some close calls, but the state employees credit union where we do our banking has been real good at keeping on top of things.
A while back they notified us that shortly after we made a purchase at Home Depot, they were hacked also.
SECU took action and changed every ones credit/debit cards, so far we are still ok.
We were using our cards mostly as debit, but my wife said some one told her it was best to do it as a credit if possible, and that way we don't put in the pin number as often as we use to when buying gas, and groceries.
Joel
octoberose:
Not yet. I'm sorry you have to deal with tnis.
After they get things sorted out you might consider freezing your credit. It's either very low cost or no cost depending on your state. You do it for all 3 credit bureaus . No one can open an account in your name when you do this. You can still use your credit card, but if you want a new line of credit you have to call and unfreeze your credit. This apparently works very well.
lilitalienboi16:
Unfortunately I don't know very much about credit, freezing it, etc... I've been in school my whole life and my parents have been able to provide for me at home while I attend school enough that I don't need to know much about doing this on my own.
This big move to virginia for medical school is perhaps the biggest thing i've done independently, aside from being a father of course! ;)
I tried calling the FTC to file a complaint but they were closed by the time I received the letter today informing me of what had happened.
I should clarify in my original post that the company which I contacted to handle this issue was my health insurance company and not my car insurance. My health insurance company, since they were the ones that had the hack, are the ones that are providing free one year service for protection against this kind of stuff. Unfortunately... someone is already using my information.
Lord willing the damage won't be too bad... hah...
Gina:
I haven't that I know of. How did you find out? Did you get a call from someone in Georgia? Did you run a credit check and find it that way?
My insurance agency was hacked recently too, and I bet it's the same company. As soon as I found out I just started praying to God to please protect my identity.
All these major business are getting hacked, Home Depot, Target. It's ridiculous. I think they want to phase our SSNs out, but what they'd replace them with for ID is anyone's guess. Our DNA?
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