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three yrs since Katrina
OBrenda:
Darren,
So happy to see you post. I've been wondering if you where in one of those cars that they show on the news pouring out of your area. We've had some wicked bands of weather here. I think the whole country is praying and thinking about everyone there. Did you say You lost everything in Hurricaine Katrina?
Well at least it's 5 Dogs you have, [not sure as being a mouse] how Mickie would feel about 5 cats coming for a visit. I do have some room here, but it would be awefully cozy cramped! ;D Sounds like you are truly blessed with a big family! Wow four kids.
We will keep praying & watching the news, please keep posting as you can, so we know you are safe!
God Keep You Safe,
Brenda
Kat:
Hi Brenda,
So if you are getting bands you must be in Florida?
Here on the Miss coast (east side) things are not bad yet, but it looks like it is going to change real quick. It is these tornado warnings that are the biggest concern. But just dreading the electric going out in this heat, as it always does.
But I'm praying for you and your family near New Orleans Darren. You seem like you have done the best you can.
You know Gustav is going over a lots of oil rigs out in the gulf right now :( As soon as this hurricane started heading this way our gas prices jumped up 20 cents a gal., now it is sure to keep raising.
mercy, peace and love
Kat
OBrenda:
--- Quote from: Kat on September 01, 2008, 10:47:09 AM ---
Hi Brenda,
So if you are getting bands you must be in Florida?
Here on the Miss coast (east side) things are not bad yet, but it looks like it is going to change real quick. It is these tornado warnings that are the biggest concern. But just dreading the electric going out in this heat, as it always does.
But I'm praying for you and your family near New Orleans Darren. You seem like you have done the best you can.
You know Gustav is going over a lots of oil rigs out in the gulf right now :( As soon as this hurricane started heading this way our gas prices jumped up 20 cents a gal., now it is sure to keep raising.
mercy, peace and love
Kat
--- End quote ---
Yes Kat....I live in SW Florida on the Gulf coast about 30 min from the beach. It's been beautiful so far this morning, yesterday was pretty hairy at times! We lost our electricity for 11 days after Hurricane Charlie, it's very unpleasant in the heat! :P
You may be in for a tense day, may God Bless & Keep you all safe also! :)
Brenda
indianabob:
Brenda,
I'm curious, do you folks buy storm insurance to protect yourself in case of property loss?
Does anyone in Florida build houses with storm cellars or reinforced rooms in them?
It seems to me that casualty insurance should be the responsibility of the occupant of a home and that folks should plan for these extreme natural events, especially when they occur regularly.
I would be interested in the feeling of the forum membership.
Indiana Bob
hillsbororiver:
Hi Bob,
Anyone with a mortgage must have home/property insurance, the deductables can be just high enough to make any minor damage an out of pocket expense. As a senior manager in a residential construction company here in the Tampa Bay area we get many, many requests to cover things that are outside the warranty (named storms are not covered by the builder). State law mandates that insurance companies pay for damages due to hurricanes, tropical storms, etc. but when the damage is relatively minor there are some who through either a lack of funds or a lack of willingness to part with their own money come gunning for the builder to pay.
As far as cellars go that is a rare bird in these parts, you might hit a water table just 8 or 10 feet below the surface ground level, we are floating on water here! What many folks do is buy a back up generator to power the house in case of outages. A full power generator (whole house) can be quite expensive but for about $500.00 you can buy one that will keep the lights on and the refrigerator running, no A/C though.
I have a little building in the back of my property (right by the river) that has a/c, a mini fridge, microwave, tv, etc. that my generator can power up, so that is our emergency shelter in case of power outages, some folks have the same kind of set up in the garage.
Back in 2004 when I was building my house we had 3 hurricanes pass through Tampa, the house came through with flying colors, no damages whatsoever. As a matter of fact since the new Florida building codes went into effect in 2002 not one roof has blown off of any house in Florida built after 2002, recently the codes became even tighter making the houses here even more resistant to high wind and rain damage.
Many insurance companies have totally withdrawn from Florida due to not only the frequency of Tropical Storms but also by specious claims and outright fraud on the part of home owners and ethically challenged contractors, we can only hope for this cycle to be done with soon so everyone can catch their collective breath, my first 25 years in Florida were relatively calm, I have come to find out that these weather cycles seem to be in 20 year cycles so I guess we were overdue for some bad times.
Peace,
Joe
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