Hard to disagree with all of you. Whether the pesky mosquitoes, HIV/AIDS, garbage disposal, poverty, hunger, etc, most of it can be handled according to the biblical mandate of Matthew 25:35 For I was an hungred , and ye gave me meat : I was thirsty , and ye gave me drink : I was a stranger, and ye took me in, and Matthew 7:12. Therefore all things whatsoever ye would that men should do to you, do ye even so to them: for this is the law and the prophets. But the mandate is for the few, spiritually and temporally, whilst the world is peopled largely with the called who relegate their responsibilities to 'their church' and the unbelievers who expect the government to do everything. So charities do step in to fill the huge gap, and some do it worthily whilst others do not. Shamefully, so-called Christian charities are the worst offenders. One noteworthy exception, being Mother Theresa, who lived out the mandate in her personal life. I use to think she was not a Christian as she did not evangelise those in her care, but now I have a greater appreciation for her. While I will not give to fraudulant charities, I'm not really concerned where each of my rupee goes. I believe in God's economy, money will be caused to be moved around according to His desire and pleasure, however much we may want to control its ebb and flow.